> ## Content Index > Fetch the complete content index at: https://www.ceo.com/llms.txt > Use this file to discover other available public pages before exploring further. # Solutions by Text CEO Dave Baxter: How he turned a small family business into a FinTech powerhouse - URL: https://www.ceo.com/episodes/solutions-by-text-ceo-dave-baxter/ - Published: 2025-07-30T10:00:00.000Z - Updated: 2026-08-25T00:08:08.000Z - Description: The Solutions by Text CEO on convincing two founders to sell, waking up in cold sweats, and why compliance became the product. - Author: Clint Betts ## Dave Baxter bet his career on a text message Five years ago, Dave Baxter got a phone call from a partner at [Edison Partners](https://www.edisonpartners.com/?ref=ceo.com). Would he take a board seat at one of the firm's portfolio companies? He said no. He didn't think he was the best man for the job. The conversation kept going anyway. The deal involved a founder-led business in Dallas. Family lifestyle company, two brothers. Baxter was running sales for ACI Worldwide at the time, and he stopped the partner mid-description. "By chance, is it the Cantrells, and is it Solutions by Text?" It was. ACI sold to them. He told Edison the founders were interesting guys and the company was cool, and to let him know how he could help. The deal fell apart in January 2021\. Around the same time, Baxter had commissioned a study on how Americans view and pay their bills, a subject he admits he is obsessed with. He had built his [payments career at FIS and ACI Worldwide](https://solutionsbytext.com/leadership-team/david-baxter/?ref=ceo.com), after early stops at AOL and Monster Worldwide, and the data came back screaming mobile, one-time payments. Solutions by Text was sending billions of messages, roughly half attached to an alert or a reminder, and handing the resulting transactions off to payment providers. "Why wouldn't you try to monetize those transactions?" Baxter said on the CEO.com Podcast. "Well, we don't know anything about payments. I do." So he went back to Edison with a different proposal. This time he wanted to be CEO. It took the better part of a year. He had to convince the Cantrell brothers to sell the business they founded. He had to convince the sitting CEO to take an individual contributor role. He had to convince Edison to hand the job to a man who had never held it. "I was the quintessential sales leader and storyteller," he said. "I had to convince them to empower me to be a first-time CEO." Two months in, he was sure he had wrecked his career. He hadn't. Since Edison's initial investment in November 2021, [bookings and revenue have more than tripled](https://www.prnewswire.com/news-releases/solutions-by-text-secures-110-million-growth-round-led-by-edison-partners-and-stepstone-group-302157247.html?ref=ceo.com). In 2024, [Solutions by Text](https://solutionsbytext.com/?ref=ceo.com) grew 60 percent, cleared the Rule of 40 for a third consecutive year, and delivered nearly 2 billion messages through its FinText platform. The company raised $110 million in May 2024 from Edison Partners and StepStone Group, and this January it [acquired Triple Play Pay](https://www.prnewswire.com/news-releases/solutions-by-text-acquires-triple-play-pay-to-accelerate-payments-innovation-and-expand-fintext-payment-capabilities-302653287.html?ref=ceo.com), a payment orchestration platform, to put messaging and payments on a single platform. "What I thought was the worst decision of my career categorically turned out to be by far the best decision of my career," Baxter said. "I pinch myself every day now." He is quick to say the line only looks straight from the outside. "Everybody looks at SBT, and it was this family lifestyle-led business, and now we're a category killer, and everybody believes it was a straight line to the upper right quadrant. And no. A lot of nights, I woke up in cold sweats. Did I make a good decision? Did I not make a good decision?" He read Ben Horowitz's "The Hard Thing About Hard Things" and felt it. "It is hard. But hey, that's the fun part. It wouldn't be fun if it was easy." The company name is literal. Baxter couldn't stomach a clever one. SBT is a compliance-led messaging company for consumer finance, and its FinText platform sits at the center of telecommunications and financial services, monitoring messages in real time against the laws, regulations, and carrier codes of conduct that have kept most of the industry afraid of texting in the first place. The platform scores outbound messages for compliance in real time and uses large language models to read the intent of inbound replies, so a consumer can ask a question, service a loan, or make a payment by texting back. Baxter thinks the industry has little choice but to follow. Half of Gen Z and Millennial customers, he says, will leave a financial institution that won't text with them. His management rules are plain. He does not attend meetings without an agenda. "No agenda, no attenda." He does not attend meetings unless there is a decision to be made. He starts early, takes calls while walking, and shuts it off for family at night. Family first, faith second, work third. "I'm pretty obsessed with work," he said. "So imagine how obsessed I am with my family and community and my belief system." When he wrote SBT's original business plan, the first section was not strategy. It was the culture he wanted to build, one that struck a fair balance between opportunity and accountability and turned the company into what he calls an exporter of talent. He is still working at the job itself. "It's lonely being CEO," he said. "I didn't know what I didn't know." He is currently reading "Dare to Lead" alongside the company book club. Every episode of the CEO.com Podcast ends with the same question: who gave you a chance? Baxter named Mike Bush, who handed him his first shot at leading a business at FIS and retired two months later, and a second mentor, a senior payments executive, who gave him more responsibility than he thought he deserved and made him step up. "You just don't know what you're really capable of until somebody gives you the chance," he said. "A lot of people gave me the chance along the way." ```chapters 00:00:00 Introduction 00:00:06 Dave's Background and Career Path 00:02:08 The Aha Moment and Vision for SBT 00:05:04 What Solutions by Text Does 00:06:43 Leadership Lessons Learned 00:10:38 AI Integration at Solutions by Text 00:13:39 A Day in the Life of a CEO 00:16:15 Reading Recommendations 00:18:34 The Importance of Mentorship 00:22:00 Closing Remarks ``` ```vtt WEBVTT 00:00:06.618 --> 00:00:08.393 Jay,<00:00:06.876> thank<00:00:07.037> you<00:00:07.102> so<00:00:07.215> much<00:00:07.360> for<00:00:07.522> coming<00:00:07.828> on<00:00:07.925> the<00:00:08.006> show. 00:00:08.490 --> 00:00:09.313 It's<00:00:08.587> an<00:00:08.716> honor<00:00:08.893> to<00:00:08.974> have<00:00:09.216> you. 00:00:09.442 --> 00:00:11.944 You're<00:00:09.539> the<00:00:09.781> CEO<00:00:10.330> of<00:00:10.426> Solutions<00:00:11.137> by<00:00:11.395> Text. 00:00:12.480 --> 00:00:18.164 You've<00:00:12.624> led<00:00:12.753> 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you<00:03:13.206> know,<00:03:13.575> like<00:03:13.832> the<00:03:13.992> quintessential<00:03:15.131> sales<00:03:15.740> leader,<00:03:16.157> right? 00:03:16.494 --> 00:03:17.456 Storyteller. 00:03:18.066 --> 00:03:23.060 And<00:03:18.146> so<00:03:18.387> I<00:03:18.468> had<00:03:18.644> to<00:03:18.724> convince<00:03:19.206> them<00:03:19.592> to<00:03:21.133> empower<00:03:21.470> me<00:03:21.615> to<00:03:21.775> be<00:03:21.936> first-time<00:03:22.417> CEO. 00:03:23.365 --> 00:03:25.163 And<00:03:23.541> that's<00:03:24.264> how<00:03:24.328> I<00:03:24.489> got<00:03:24.665> to<00:03:24.746> where<00:03:24.906> I<00:03:25.067> am. 00:03:25.227 --> 00:03:34.444 But<00:03:25.484> I'll<00:03:25.629> tell<00:03:25.854> you<00:03:25.886> something,<00:03:26.335> I'm<00:03:27.861> like<00:03:28.102> 2<00:03:28.278> months<00:03:28.599> into<00:03:28.856> the<00:03:29.001> job<00:03:29.707> and<00:03:30.349> it<00:03:30.687> was<00:03:31.329> family<00:03:31.955> lifestyle<00:03:33.416> kind<00:03:33.657> of<00:03:33.753> a<00:03:33.898> business. 00:03:34.701 --> 00:03:38.362 And<00:03:35.343> I<00:03:35.359> mean,<00:03:36.644> I<00:03:36.740> thought<00:03:36.852> to<00:03:36.933> myself,<00:03:37.430> oh<00:03:37.591> boy,<00:03:37.816> what<00:03:37.912> did<00:03:38.073> you<00:03:38.233> do? 00:03:39.437 --> 00:03:41.958 What<00:03:39.678> did<00:03:39.855> you<00:03:39.999> do<00:03:40.224> to<00:03:40.561> destroy<00:03:41.204> your<00:03:41.428> career? 00:03:43.677 --> 00:03:47.403 And<00:03:43.773> if<00:03:43.901> you<00:03:43.998> had<00:03:44.239> asked<00:03:44.415> me,<00:03:44.480> I<00:03:44.576> would've<00:03:44.753> said<00:03:45.058> we<00:03:45.138> were,<00:03:45.604> we<00:03:45.701> would've<00:03:45.861> been<00:03:46.006> a<00:03:46.022> payment<00:03:46.343> company<00:03:46.905> 4<00:03:47.002> years<00:03:47.291> ago. 00:03:47.548 --> 00:03:48.158 Boy,<00:03:47.773> was<00:03:47.949> I<00:03:47.965> wrong. 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looked<00:04:20.396> back. 00:04:21.264 --> 00:04:24.572 And<00:04:21.440> yeah,<00:04:22.002> it's<00:04:22.789> been<00:04:23.062> absolutely<00:04:23.946> remarkable. 00:04:24.893 --> 00:04:25.616 That's<00:04:25.070> incredible. 00:04:25.953 --> 00:04:28.074 So<00:04:26.323> tell<00:04:26.500> us<00:04:26.660> what<00:04:26.885> Solutions<00:04:27.367> by<00:04:27.463> Text<00:04:27.704> does. 00:04:28.427 --> 00:04:29.037 By<00:04:28.588> Text,<00:04:28.828> sorry. 00:04:29.551 --> 00:04:34.177 So<00:04:30.499> yeah,<00:04:30.627> Solutions<00:04:31.157> by<00:04:31.238> Text,<00:04:31.800> it's<00:04:32.860> a<00:04:32.908> very<00:04:33.326> literal<00:04:33.791> name. 00:04:34.402 --> 00:04:35.381 Look<00:04:34.675> how<00:04:34.771> literal<00:04:35.237> it<00:04:35.317> is. 00:04:35.494 --> 00:04:35.815 Yeah. 00:04:35.879 --> 00:04:39.959 Versus<00:04:36.361> all<00:04:36.538> of<00:04:36.698> the<00:04:37.485> companies'<00:04:37.983> names,<00:04:38.305> you<00:04:38.385> don't<00:04:38.610> know<00:04:38.931> what<00:04:39.092> it<00:04:39.156> means. 00:04:40.232 --> 00:04:45.393 Now<00:04:40.456> you<00:04:40.552> find<00:04:40.777> out<00:04:40.873> like<00:04:41.434> 700<00:04:41.899> years<00:04:42.075> ago<00:04:42.235> they<00:04:42.380> used<00:04:42.620> it<00:04:42.716> in<00:04:42.861> Latin<00:04:43.261> one<00:04:43.438> time<00:04:43.838> and<00:04:43.983> that's<00:04:44.159> why<00:04:44.255> they<00:04:44.480> picked<00:04:44.720> it,<00:04:44.880> things<00:04:45.105> like<00:04:45.281> that. 00:04:45.922 --> 00:04:46.788 Yeah,<00:04:46.307> exactly. 00:04:46.964 --> 00:04:48.904 We<00:04:47.205> like,<00:04:47.846> I<00:04:47.990> went<00:04:48.166> down<00:04:48.391> that<00:04:48.567> journey. 00:04:48.968 --> 00:04:55.845 I<00:04:49.112> couldn't<00:04:49.449> stomach,<00:04:50.314> um,<00:04:50.635> I<00:04:50.795> couldn't<00:04:51.036> stomach,<00:04:51.613> you<00:04:51.693> know,<00:04:51.837> coming<00:04:52.094> 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messages. 00:05:51.361 --> 00:06:02.543 So<00:05:52.661> I<00:05:52.741> go<00:05:52.901> back,<00:05:53.784> the<00:05:53.864> company<00:05:54.330> text,<00:05:54.731> very<00:05:54.988> literal,<00:05:55.870> but<00:05:56.047> there's<00:05:56.336> a<00:05:56.368> myriad<00:05:56.994> of<00:05:57.154> ways<00:05:57.620> to<00:05:57.652> meet<00:05:57.876> consumers,<00:05:58.663> whether<00:05:58.904> that's<00:05:59.626> rich<00:05:59.802> communication<00:06:00.523> services,<00:06:01.165> end-to-end<00:06:01.645> encrypted,<00:06:02.367> right? 00:06:02.752 --> 00:06:03.617 Verified<00:06:03.152> by<00:06:03.313> Google. 00:06:04.050 --> 00:06:09.677 MMS,<00:06:05.156> SMS,<00:06:06.134> iMessage,<00:06:07.256> WhatsApp,<00:06:07.977> you<00:06:08.042> know,<00:06:08.362> on<00:06:08.458> and<00:06:08.603> on<00:06:08.699> and<00:06:08.843> on,<00:06:09.083> right? 00:06:09.965 --> 00:06:11.376 And<00:06:10.141> so<00:06:10.526> that's<00:06:10.943> what<00:06:11.103> we<00:06:11.183> do. 00:06:11.728 --> 00:06:15.560 And<00:06:11.825> we<00:06:11.985> just<00:06:12.225> like,<00:06:13.027> we<00:06:13.187> obsess<00:06:13.828> about<00:06:14.790> use<00:06:15.031> cases. 00:06:15.672 --> 00:06:18.301 We<00:06:15.768> obsess<00:06:16.313> about<00:06:16.634> compliant<00:06:17.660> templates. 00:06:18.878 --> 00:06:31.365 We<00:06:19.102> think<00:06:19.295> about<00:06:20.224> how<00:06:20.721> the<00:06:21.106> AI<00:06:21.843> journey<00:06:22.324> is<00:06:22.549> really<00:06:22.966> empowering<00:06:23.831> us<00:06:24.008> to,<00:06:25.033> you<00:06:25.114> know,<00:06:25.290> provide<00:06:27.358> compliant<00:06:27.855> in<00:06:27.951> and<00:06:28.239> outbound<00:06:28.640> messages<00:06:29.217> in<00:06:29.378> a<00:06:29.602> world<00:06:29.859> of<00:06:30.083> real<00:06:30.259> time<00:06:30.596> and<00:06:30.820> on<00:06:30.981> demand. 00:06:31.606 --> 00:06:33.946 And<00:06:32.343> yeah,<00:06:32.664> I<00:06:32.680> mean,<00:06:32.808> that's<00:06:33.225> what<00:06:33.690> we<00:06:33.866> do. 00:06:34.026 --> 00:06:39.717 We're<00:06:34.122> like<00:06:34.267> mobile<00:06:34.491> messaging<00:06:34.908> company,<00:06:35.549> lead<00:06:35.709> with<00:06:35.790> compliance,<00:06:37.072> niche<00:06:37.457> down,<00:06:37.954> focus<00:06:38.739> in<00:06:38.835> consumer<00:06:39.220> fi<00:06:39.476> today. 00:06:40.342 --> 00:06:42.971 What<00:06:40.438> have<00:06:40.582> you<00:06:40.743> learned<00:06:40.919> about<00:06:41.159> leadership<00:06:42.201> since<00:06:42.378> you<00:06:42.458> took<00:06:42.666> this<00:06:42.827> role? 00:06:43.804 --> 00:06:49.238 Since<00:06:44.045> I—<00:06:45.327> it<00:06:45.712> is<00:06:46.529> lonely,<00:06:48.357> like<00:06:48.677> as<00:06:48.757> they<00:06:48.854> say,<00:06:49.158> right? 00:06:49.319 --> 00:06:50.376 It's<00:06:49.415> lonely<00:06:49.735> being<00:06:49.896> CEO. 00:06:51.002 --> 00:07:00.331 I<00:06:51.018> 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on<00:08:33.964> their<00:08:34.269> own. 00:08:34.670 --> 00:08:34.974 Right. 00:08:35.407 --> 00:08:43.438 And<00:08:35.551> I<00:08:35.648> think,<00:08:35.856> you<00:08:35.888> know,<00:08:36.112> being<00:08:36.689> a<00:08:36.770> great<00:08:37.170> leader<00:08:37.571> is<00:08:37.956> like<00:08:38.517> consistency,<00:08:40.921> clearly<00:08:41.819> communicating,<00:08:43.182> right? 00:08:43.502 --> 00:08:48.167 No<00:08:43.983> ambiguity,<00:08:45.266> though<00:08:45.330> I<00:08:45.506> do<00:08:45.747> think<00:08:45.987> you<00:08:46.147> like,<00:08:46.372> you<00:08:46.532> have<00:08:46.612> to<00:08:46.772> have<00:08:46.869> a<00:08:46.949> tolerance<00:08:47.494> for<00:08:47.670> ambiguity. 00:08:48.231 --> 00:08:48.472 Right. 00:08:48.552 --> 00:08:58.298 But<00:08:48.696> I,<00:08:49.498> you<00:08:49.578> know,<00:08:49.754> for<00:08:49.914> me,<00:08:50.155> I<00:08:50.315> think<00:08:50.956> what<00:08:51.069> has<00:08:51.197> suited<00:08:51.598> 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--> 00:12:08.211 Like,<00:12:03.735> as<00:12:03.832> I<00:12:03.912> said,<00:12:04.938> 4<00:12:05.099> years<00:12:05.339> ago,<00:12:05.837> 5<00:12:06.077> years<00:12:06.254> ago,<00:12:06.719> I<00:12:06.799> said<00:12:07.040> we<00:12:07.184> would've<00:12:07.344> been<00:12:07.585> a<00:12:07.601> payment<00:12:07.826> company. 00:12:08.323 --> 00:12:09.173 Boy,<00:12:08.628> was<00:12:08.788> I<00:12:08.965> wrong. 00:12:09.285 --> 00:12:14.563 So<00:12:09.510> we<00:12:10.328> leverage<00:12:10.873> all<00:12:11.034> of<00:12:11.210> the,<00:12:11.531> now<00:12:11.852> the<00:12:11.932> tools<00:12:12.477> and<00:12:13.135> instrumentation<00:12:14.097> around<00:12:14.482> us. 00:12:14.659 --> 00:12:27.672 And<00:12:14.739> we<00:12:15.381> think<00:12:15.557> about<00:12:16.568> how<00:12:16.664> does<00:12:16.744> somebody<00:12:17.129> open<00:12:17.370> a<00:12:17.386> loan,<00:12:17.707> service<00:12:18.188> a<00:12:18.204> loan,<00:12:18.653> market<00:12:19.214> 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integrity,<00:16:07.449> honesty,<00:16:08.106> right? 00:16:08.347 --> 00:16:09.004 Transparency. 00:16:09.052 --> 00:16:09.228 Yeah. 00:16:09.629 --> 00:16:09.870 Yeah. 00:16:10.270 --> 00:16:11.344 That's<00:16:10.751> great,<00:16:11.152> man. 00:16:12.194 --> 00:16:12.803 What<00:16:12.306> do<00:16:12.354> you<00:16:12.499> read? 00:16:13.140 --> 00:16:15.000 What<00:16:13.316> reading<00:16:13.557> recommendations<00:16:14.182> would<00:16:14.342> you<00:16:14.422> have<00:16:14.583> for<00:16:14.743> us? 00:16:15.480 --> 00:16:18.703 Right<00:16:15.721> now<00:16:16.042> I'm<00:16:16.186> reading<00:16:17.725> Dare<00:16:18.045> to<00:16:18.350> Lead. 00:16:18.847 --> 00:16:20.434 It's<00:16:19.168> funny<00:16:19.392> you<00:16:19.472> ask<00:16:19.665> about<00:16:19.889> leadership,<00:16:20.290> right? 00:16:20.530 --> 00:16:21.797 I'm<00:16:20.594> reading<00:16:20.755> a<00:16:20.851> book,<00:16:21.091> Dare<00:16:21.204> to<00:16:21.412> Lead. 00:16:22.133 --> 00:16:25.275 We<00:16:22.759> actually<00:16:23.159> have<00:16:23.480> a<00:16:23.656> book<00:16:23.881> club<00:16:24.682> at<00:16:24.843> SVT. 00:16:26.061 --> 00:16:28.562 We<00:16:26.141> have<00:16:26.526> a<00:16:26.606> culture<00:16:27.664> of<00:16:27.808> curiosity. 00:16:28.930 --> 00:16:33.874 One<00:16:29.027> of<00:16:29.107> our<00:16:29.267> values,<00:16:29.764> I<00:16:29.796> had<00:16:29.988> mentioned<00:16:30.534> Ally,<00:16:30.950> but<00:16:31.111> one<00:16:31.255> of<00:16:31.335> our<00:16:31.884> values<00:16:32.450> is<00:16:32.677> pioneering. 00:16:34.311 --> 00:16:35.250 So<00:16:34.473> we're<00:16:34.635> pioneers. 00:16:35.509 --> 00:16:41.319 And<00:16:35.768> so<00:16:36.577> we<00:16:36.674> have<00:16:36.820> a<00:16:37.370> really<00:16:37.694> great<00:16:37.985> group<00:16:38.114> of<00:16:38.260> people<00:16:38.665> that<00:16:39.652> have<00:16:39.830> a<00:16:39.878> super<00:16:40.218> high<00:16:40.396> sense<00:16:40.720> 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mind,<00:21:37.802> like,<00:21:38.202> you<00:21:38.283> know,<00:21:38.443> has<00:21:38.603> really<00:21:38.780> suited<00:21:39.084> me<00:21:39.245> well. 00:21:39.485 --> 00:21:41.890 Give<00:21:39.726> to<00:21:39.870> Get,<00:21:40.351> um,<00:21:40.592> another<00:21:40.880> great<00:21:41.089> book,<00:21:41.313> by<00:21:41.409> the<00:21:41.650> way. 00:21:42.018 --> 00:21:42.243 Yeah. 00:21:42.532 --> 00:21:42.933 That's<00:21:42.660> a<00:21:42.708> good<00:21:42.772> book. 00:21:43.158 --> 00:21:43.350 Yeah. 00:21:43.398 --> 00:21:43.479 Yeah. 00:21:43.559 --> 00:21:44.233 I'm<00:21:43.655> a<00:21:43.736> big<00:21:43.896> believer. 00:21:44.474 --> 00:21:45.678 I'm<00:21:44.619> a<00:21:44.779> big,<00:21:45.004> big<00:21:45.180> believer<00:21:45.501> in<00:21:45.582> it. 00:21:45.742 --> 00:21:45.999 Right. 00:21:46.128 --> 00:21:51.104 And,<00:21:46.304> you<00:21:46.545> know,<00:21:47.653> I<00:21:47.733> wish<00:21:49.515> I<00:21:50.012> knew<00:21:50.317> that<00:21:50.574> sooner. 00:21:51.361 --> 00:21:53.223 You<00:21:51.842> know,<00:21:52.324> I<00:21:52.404> wish<00:21:52.565> I<00:21:52.645> knew<00:21:52.822> it<00:21:52.902> sooner. 00:21:53.287 --> 00:21:55.246 It<00:21:53.448> somehow<00:21:54.074> all<00:21:54.234> works<00:21:54.571> its<00:21:54.796> way<00:21:55.133> out. 00:21:55.519 --> 00:21:59.548 Like,<00:21:56.401> I<00:21:56.434> did<00:21:56.963> not<00:21:57.365> know<00:21:57.541> that<00:21:57.702> in<00:21:57.782> my<00:21:57.943> 20s,<00:21:58.344> but<00:21:58.488> it<00:21:58.649> worked<00:21:58.922> itself<00:21:59.371> out. 00:21:59.773 --> 00:21:59.901 Right. 00:22:00.190 --> 00:22:00.479 It<00:22:00.270> does. 00:22:00.736 --> 00:22:01.009 Yeah. 00:22:01.458 --> 00:22:02.245 That's<00:22:01.940> awesome. 00:22:02.421 --> 00:22:04.203 Dave,<00:22:02.678> thank<00:22:02.855> you<00:22:02.935> so<00:22:03.096> much<00:22:03.641> for<00:22:03.722> coming<00:22:03.882> on<00:22:03.962> the<00:22:04.043> show. 00:22:04.284 --> 00:22:05.183 It<00:22:04.316> means<00:22:04.540> a<00:22:04.589> lot<00:22:04.749> to<00:22:04.781> have<00:22:05.070> you. 00:22:05.712 --> 00:22:07.157 Congrats<00:22:06.130> on<00:22:06.210> all<00:22:06.354> your<00:22:06.515> success. 00:22:07.334 --> 00:22:09.356 I<00:22:07.350> mean,<00:22:07.799> I<00:22:07.879> had<00:22:07.992> a<00:22:08.056> million<00:22:08.377> other<00:22:08.522> questions<00:22:08.923> for<00:22:09.019> you. 00:22:09.501 --> 00:22:13.310 We<00:22:09.645> could<00:22:09.810> have<00:22:10.310> you<00:22:10.450> come<00:22:10.650> back<00:22:11.450> and<00:22:11.990> talk<00:22:12.210> all<00:22:12.430> day. 00:22:13.310 --> 00:22:15.140 Really<00:22:13.370> appreciate<00:22:13.810> you<00:22:13.950> coming<00:22:14.130> on<00:22:14.370> here,<00:22:14.590> Dave. 00:22:15.170 --> 00:22:15.410 Yeah. 00:22:15.410 --> 00:22:17.310 Hey,<00:22:15.610> thank<00:22:15.670> you<00:22:15.810> very<00:22:16.230> much,<00:22:16.630> Clint. 00:22:17.310 --> 00:22:19.930 You<00:22:17.311> know,<00:22:18.550> I,<00:22:18.630> yeah,<00:22:18.830> I<00:22:18.850> really<00:22:19.010> appreciate<00:22:19.390> the<00:22:19.530> opportunity. 00:22:20.230 --> 00:22:20.860 Obviously,<00:22:20.370> I'm<00:22:20.390> a<00:22:20.510> storyteller. 00:22:21.710 --> 00:22:33.030 I<00:22:21.790> love<00:22:22.170> to<00:22:22.690> tell<00:22:22.850> the<00:22:22.990> story,<00:22:23.370> but<00:22:23.371> you<00:22:23.450> know,<00:22:23.850> more<00:22:23.930> importantly,<00:22:25.030> like,<00:22:25.290> you<00:22:25.291> know,<00:22:25.550> I<00:22:25.551> participate,<00:22:26.410> you<00:22:26.411> know,<00:22:27.790> in<00:22:27.791> our<00:22:28.030> finance,<00:22:29.890> our<00:22:30.150> sponsors,<00:22:30.830> and<00:22:30.930> I<00:22:31.010> love<00:22:31.330> getting<00:22:31.550> together<00:22:31.930> with<00:22:32.130> other<00:22:32.330> CEOs. 00:22:33.030 --> 00:22:36.876 You<00:22:33.110> know,<00:22:33.310> 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get<00:22:46.823> better<00:22:47.084> at<00:22:47.166> being<00:22:47.411> better. 00:22:48.031 --> 00:22:49.141 Yeah,<00:22:48.537> I<00:22:48.554> think<00:22:48.717> that's<00:22:48.945> right. 00:22:49.288 --> 00:22:50.659 Thanks,<00:22:49.615> Dave,<00:22:49.925> really<00:22:50.121> appreciate<00:22:50.578> it. ```